In all fairness, we contacted ANOTHER agent who told us to keep this policy for now since it is really good coverage despite the prescription coverage, so I guess we will be staying but wanted to share our experience. We were genuinely confused about the prescriptions and asked questions to the licensed agent helping us. It pays 75 for a doctor's office visit for sickness. The primary plan (Premier Choice) is a Limited Benefit health plan. The Agents start by saying they have a 'no deductible' This is deceiving. They are trying to say we approved the policy via phone based on the plan's brochure, which is also true, so I suppose our failure was in trusting the agent and what he told us. US Health Advisors, US Health Group, Freedom Life a very well orchestrated scam, pulling the wool over the eyes of unsuspecting people. This suggests that while it may not be among the giant providers in the industry, Freedom Life is indeed financially solvent. Additionally, Freedom Life has received better ratings than all other USHealth subsidiaries. For added frustration he did not know we needed to add vision within 30 days of our policy date, so we missed the boat on that too. However, USHealth Group is rated A+ by the Better Business Bureau (BBB) and Freedom Life is rated A- by AM Best. He never responded to our text about those concerns. The agent said he text us back which he did about vision care on 10/11/23 and 10/12/23, this review was written on 10/1/23 regarding the prescriptions and vaccinations. Not sure this makes the situation better or worse. They spoke to the agent but never actually looked at the policy we received. US Health Group has a rating of 1.8 stars from 5 reviews, indicating that most customers are generally dissatisfied with their purchases. Also, we were told we could do mail in prescriptions with our plan which we cannot. So, to pick up 3 asthma inhalers was over $500. HOWEVER, the policy we actually received gives us $10 off a generic prescription and $30 off a brand name. A family of companies providing a better level of innovative health coverage for people just like you. UPDATE: An affairs analyst did reach out to me and reports they spoke with our agent and that he said prescriptions would be $10 for generic and $30 for brand name, this is true this is what he told us. Competitors: UnitedHealth Group, Aetna, HealthMarkets Create Comparison. ![]() Cannot get our agent to even text or call us back after he made a big deal about giving us his personal cell number. USHEALTH Group review: insurance fraud 3. The USHEALTH Group is a trustworthy partner that delivers its promises of dependability in a market with high turnover rates and low customer loyalty.Agent said prescriptions would be covered and they are not. We help customers increase their health protection, regardless of what type of coverage they select. ![]() They also teach their Health Advisors to say that they are independent agents. These plans are flexible and reliable and are a hallmark of USHEALTH Group’s commitment to customer satisfaction. When I would not close a presentation it. Track elected officials, research health conditions. While these plans can be more cost-effective than comprehensive ones, they offer the same first dollar protection as a more limited plan.Ĭustomers who desire more customized coverage and are able to afford a certain level of cost sharing can benefit from USHEALTH Group’s unique collection of Specified Disease/Sickness and Uninsured Accident Plans. US News is a recognized leader in college, grad school, hospital, mutual fund, and car rankings. ![]() There are also substantial discounts within our network of providers, which is great news for customers with limited funds. We offer innovative products that provide benefits up to $1000 for all covered services. The USHEALTH Group is uniquely qualified to meet each customer's needs for reliability and flexibility in insurance choices through innovative product design. We have a wide range of options that allow customers to choose from. They can choose the coverage most suitable for them. Because we value choice, we know that our customers appreciate the variety of choices we offer. The USHEALTH Group is aware that each customer's needs are different when it comes to their health insurance. USHEALTH Group, through its insurance companies has provided individualized plans to more than 150 million clients over the past 50 years. Employees rate US Health Group 3.7 out of 5 stars based on 39 anonymous reviews on Glassdoor. The licensed insurance companies Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company, are committed to offering innovative Life, Specified Disease/Sickness, Accident and Disability Insurance solutions to self-employed people, families, small businesses owners, and their employees. USHEALTH Group, Inc., a UnitedHealthcare-affiliated insurance holding company, is fully integrated.
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